Many of us are between 65 and death, i.e. old. It’s time to use the money you saved up. Use it and enjoy it. Don’t just keep it for those who may have no notion of the sacrifices you made to get it.

Remember, there is nothing more dangerous than a son or daughter with big ideas for your hard-earned capital. Stop worrying about the financial situation of your children and grandchildren, and don’t feel bad spending your money on yourself.

Always buy the best, most beautiful items for your significant other. The key goal is to enjoy your money with your partner. One day one of you will miss the other, and the money will not provide any comfort then; enjoy it together.

Don’t stress over the little things. You’ve already overcome so much in your life. You have good memories and bad ones, but the important thing is the present.

Don’t lose sight of fashion trends for your age, but keep your own sense of style. There’s nothing worse than an older person trying to wear the current fashion among youngsters, especially hair styles.

Never use the phrase, “In my time.” Your time is now. Some people embrace their golden years, while others become bitter and surly. Life is too short to waste your days on the latter.

Be a conversationalist. Talk less and listen more. Some people go on and on about the past, not caring if their listeners are really interested. Take no notice of what others say about you and even less notice of what they might be thinking. They’ll do it anyway, and you should have pride in yourself and what you’ve achieved. Let them talk and don’t worry. They have no idea about your history.

Life is too short, so live it now.